Helpful Medicare & Health Insurance Resources
At Texas Power Insurance Agency, we know how important it is to have access to the right information when making coverage decisions. That’s why we’ve gathered trusted Medicare and health insurance resources all in one place. These links will connect you directly to reliable tools, guides, and official websites to help you stay informed and confident about your options.
Medicare.gov
The official U.S. government website for Medicare. Plans, eligibility, costs, coverage, and enrollment deadlines.
Social Security Administration
Apply for Medicare & Medicare Part B, manage benefits, and review eligibility requirements.
1-800-MEDICARE
Medicare’s official helpline for live assistance with coverage questions.
State Health Insurance Assistance Program
Local, state-based programs offering free, personalized Medicare guidance. (SHIP)
Texas Department of Insurance
Get information about insurance regulations, consumer protections, and resources for Texans.
Medicare And You
The official U.S. government Medicare handbook available in a PDF downloadable document format.
Apply for SSI
Apply for Supplemental Security Income. Supplemental Security Income provides monthly payments to adults and children with limited income or resources who are blind, disabled, or age 65 and older.
Apply for Extra Help
Medicare Prescription Drug Savings Program
The Extra Help program, also known as the Medicare Low-Income Subsidy (LIS), helps eligible beneficiaries pay for prescription drug costs under Medicare Part D.
Texas Housing and Energy Help
The Texas Department of Housing and Community Affairs (TDHCA) provides resources and programs to help Texans with affordable rental housing, energy assistance, Low-Income Rental Assistance Program and community services.
Apply for Food Stamps
The Supplemental Nutrition Assistance Program (SNAP), commonly known as food stamps, helps eligible Texans buy healthy groceries each month.
Community Attendant Services (CAS)
Community Attendant Services is a Texas Medicaid program that provides in-home care and support for eligible individuals who need help with daily living activities.
Aging Services
The Texas Health and Human Services Commission (HHSC) offers a wide range of aging services to support older adults and their families.
TX Homestead Exemption Application
The Homestead Exemption provides Texas homeowners with property tax savings by reducing the taxable value of their primary residence.
Harris Center for Mental Health & IDD
The Harris Center provides comprehensive mental health and intellectual and developmental disability (IDD) services to residents of Harris County, Texas.
Health & Medicare Insurance FAQs
Answers to common questions about Medicare and health coverage in Houston and surrounding areas.
What are the different parts of Medicare, and what do they cover?
Medicare has four main parts.
Part A covers hospital care
Part B covers doctor visits and outpatient services
Part C (Medicare Advantage) combines A and B with extra benefits
Part D helps cover prescription drug costs.
How do I know if I am eligible for Medicare, and when can I enroll?
Most people are eligible at age 65, or earlier with certain disabilities. Your Initial Enrollment Period starts three months before your 65th birthday and ends three months after.
What is the difference between Original Medicare and Medicare Advantage?
Original Medicare includes Parts A and B, with optional Part D and Medigap for added coverage. Medicare Advantage plans are offered by private insurers and bundle A and B (and usually Part D), often with extras like dental, vision, and fitness programs.
Do I need additional coverage beyond Original Medicare?
Yes, many clients choose Medigap or Medicare Advantage to reduce out-of-pocket costs and gain coverage not included in Original Medicare.
How much does Medicare cost?
Part A is usually premium-free if you’ve worked long enough. Part B and Part D require monthly premiums, and Medicare Advantage plans may also have premiums, copays, and deductibles. Costs vary by plan and income.
What does Medicare not cover?
Medicare does not cover most dental, vision, hearing, or long-term care services. Prescription drug coverage is only included if you enroll in Part D or an Advantage plan with drug benefits.
Can I change my coverage if my needs change?
Yes. You can switch plans during the Annual Enrollment Period (Oct. 15 – Dec. 7), the Open Enrollment Period (Jan. 1 – Mar. 31), or during certain Special Enrollment Periods if you qualify.
Texans Guided Through Medicare & Health Insurance
Top Carriers & Plan Options Available
Local Communities Served Across Texas
Commitment to Client Satisfaction & Support
Why Choose Texas Power Insurance Agency?
Trusted Guidance for Every Stage of Life
Personalized Coverage for Seniors
Navigating Medicare can feel overwhelming, but we simplify the process. From Medicare Advantage to Medigap, we’ll help seniors find plans that protect health and budget.
Affordable Options for Families
Healthcare isn’t one-size-fits-all. We compare plans for families and individuals under 65, ensuring affordable coverage that grows with your household’s needs.
Support You Can Count On
Insurance doesn’t end at enrollment. Whether you’re a retiree, family, or individual, we provide year-round support to answer questions and make changes when life does.
Texas Power Insurance Agency provides Medicare Advantage, Medigap, Prescription Drug Plans, and health insurance services for individuals and families across Katy, Humble, Montgomery, Houston, and surrounding Texas communities with trusted guidance and support.
Guiding You to Healthier Coverage, Every Step of the Way.
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We do not represent every plan available in your area. At this time, we work with 8 organizations that offer 24 plans locally. For a complete list of your coverage options, please visit Medicare.gov, call 1-800-MEDICARE, or contact your State Health Insurance Assistance Program (SHIP).